Lynn Car Accident Lawyer

If you were injured in a car accident in Lynn, Massachusetts, you may be confused about your legal rights, especially since Massachusetts operates under a no-fault insurance system. An experienced Lynn car accident lawyer can explain your legal options and rights following an accident. The Cashman Law Firm can guide you through the process of filing a personal injury claim.

Dealing with Unexpected Losses After a Car Accident

Car accidents can cause significant upheaval in the lives of victims and their families. You may have questions about how to deal with common losses stemming from a car accident. Here are some general guidelines:

• Car repairs: You have the right to choose where to have your vehicle repaired, but the insurance company can try to say the estimate is too high. You can seek a second opinion. If you have collision coverage, your insurance provider can pay these costs.
• Towing and storage – If it’s necessary to pay for towing and storage, the at-fault driver’s insurance company typically pays these costs based on what’s reasonable in the area. If the insurance company declares your vehicle a total loss, the insurance company may pay to have your vehicle moved to a salvage lot or wrecking yard.
• Total loss damages – Your vehicle is considered a total loss if the cost of labor and parts to repair your vehicle exceeds its fair market value. Insurance coverage can pay for the market value of a similar replacement vehicle.
• Gap amount – If you are financing your vehicle and your vehicle is considered a total loss, you will still be responsible for paying off any remaining balance you owe on the vehicle unless you have gap insurance.
• Rental car amounts – Your insurance policy may provide for a rental car while your vehicle is being repaired. If the other driver is at fault, their insurance may cover these costs.
• Medical expenses – Your PIP insurance can pay up to $8,000 in your medical expenses, regardless of fault. However, if you have health insurance, PIP insurance may only pay up to $2,000. You would submit other medical bills to your insurance provider, but your provider may be entitled to a lien on your personal injury settlement. Alternatively, you can seek payment by filing an insurance claim against the at-fault driver.

If you pay any expenses out of pocket, you should keep receipts and documentation of these losses so you can include them in a request for reimbursement with your personal injury claim.

An experienced car accident lawyer can review your case and insurance policy to tell you about specific ways to manage costs while waiting for your car accident settlement.

Contact Our Lynn Car Accident Lawyers Today for a Free Consultation

If you were injured in a car accident in Lynn, The Cashman Law Firm can help. We can investigate the accident, gather evidence to show liability and the full extent of your damages, and pursue maximum compensation on your behalf. Contact our Lynn car accident lawyers today to discuss your case during a free evaluation.